This program is designed for people who have never had an auto loan or for people with an old auto loan that has dropped off their credit report. This FTB program offers an interest rate as high as (yes, I said as I high as) 8.49% APR for 74 months for 2010-2014 models and 7.27% for 2015 models or newer.
Any vehicle 2010 or newer under 125,000 miles qualifies. Loan-to-value based on 85% of KBB retail.
Loan amount cannot exceed $20,000.
No specific time on the current job is required
No credit or limited credit is acceptable
We will require a minimum gross income (before taxes) of $1900/M. (Click here to learn how to accurately calculate your gross monthly income).
Other sources of income such as social security, disability, retirement, court ordered child support are acceptable.
The program requires a minimum down payment of $1000.
$273/M payment is based on $16,229 loan amount, 7.27% APR, 74 months term. On Approved Credit.
$165/M payment is based on $9753 loan amount, 8.49% APR, 74 months term. On Approved Credit.
We love our customers, so feel free to visit during normal business hours.
383 Goodpasture Island Road, Eugene, Oregon 97401, United States
08:30 am – 08:00 pm
Then you came to the right place!