First Car One

First Car OneFirst Car OneFirst Car One

First Car One

First Car OneFirst Car OneFirst Car One

It's Your First Car It's Your Number One!

It's Your First Car It's Your Number One!It's Your First Car It's Your Number One!It's Your First Car It's Your Number One!

It's Your First Car It's Your Number One!

It's Your First Car It's Your Number One!It's Your First Car It's Your Number One!It's Your First Car It's Your Number One!
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What You Need To Know

First Time Buyer Program

This program is designed for people who have never had an auto loan or for people with an old auto loan that has dropped off their credit report.  This FTB program offers an interest rate as high as (yes, I said as I high as) 8.49% APR for 74 months for 2010-2014 models and 7.27% for 2015 models or newer.


Any vehicle 2010 or newer under 125,000 miles qualifies. Loan-to-value based on 85% of KBB retail.

Loan amount cannot exceed $20,000.

What We Look For

No specific time on the current job is required

No credit or limited credit is acceptable 

We will require a minimum gross income (before taxes) of $1900/M.  (Click here to learn how to accurately calculate your gross monthly income).

Other sources of income such as social security, disability, retirement, court ordered child support are acceptable.

The program requires a minimum down payment of $1000. 

First Car One

Get pre-approved

Want Some Ideas?

You can get this one for $284/M

2019 Nissan sentra sr

You can get this one for $165/M

2014 Mazda CX-5

We have many other vehicles to choose from!

Browse Inventory

Let's Get You Pre-Approved in Less Than 15 Minutes!

start here

Disclaimers

2019 Nissan Sentra SR

2019 Nissan Sentra SR

2019 Nissan Sentra SR

$273/M payment is based on $16,229 loan amount, 7.27% APR, 74 months term. On Approved Credit. 

2014 Mazda CX-5

2019 Nissan Sentra SR

2019 Nissan Sentra SR

 $165/M payment is based on $9753 loan amount, 8.49% APR, 74 months term. On Approved Credit.

Contact Us

Better yet, see us in person!

We love our customers, so feel free to visit during normal business hours.

First Car One Powered by Kiefer Mazda

383 Goodpasture Island Road, Eugene, Oregon 97401, United States

541-686-8291

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  • Home
  • Featured Cars
  • Calculate Your Income
  • Get Pre-Approved
  • Questions?

first car one powered by kiefer mazda

383 Goodpasture island rd, eugene or 97401

all loans are on approved credit.

First Time Buyer?

Then you came to the right place!

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